Health Plan Coverage Information
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CoverMe Flexcare® Plan
Designed for individuals, couples and families
- Very flexible plans, you only pay for what you need.
- The ComboPlus Flexcare plans offer dental and prescription drug coverage.
- The DentalPlus Flexcare plans offer dental coverage (no prescription drugs).
- The ComboPlus Starter plan is guaranteed issue (no medical questions).
- The DentalPlus Flexcare plans are guaranteed issue (no medical questions).
- The ComboPlus Basic and Enhanced plans are underwritten (i.e. you must answer medical questions).
- All Flexcare plans come with core benefits that cover things such as:
- Vision care (glasses, lenses, eye exams, etc.).
- Paramedical coverage for physiotherapy, registered massage therapy, naturopaths, psychologists, podiatrists, etc.
- Homecare and nursing.
- Durable medical equipment (e.g. diabetic medical supplies such as test strips, pens and needles).
- Hearing aids
- Ambulance services.
- There are 3 levels of ComboPlus coverage: Starter, Basic and Enhanced.
- There are 2 levels of DentalPlus coverage: Basic and Enhanced.
- Optional add-ons available such as Catastrophic drug coverage, Travel benefit, enhanced Vision Care and AD&D.
- for full coverage details click here -
FollowMe™ Conversion Plan
Designed for individuals, couples and families.
- To be eligible for a FollowMe conversion health plan you must apply within 90 days of losing employee benefits coverage.
- Coverage is guaranteed, no medical questions are asked.
- There are 4 levels of coverage available: Basic, Enhanced, Enhanced Plus and Premiere.
- All plans offer prescription drug benefits.
- Only the Enhanced Plus and Premiere plans offer dental coverage.
- Core benefits include coverage for:
- Vision care (glasses, lenses, eye exams, etc.).
- Paramedical coverage for physiotherapy, registered massage therapy, naturopaths, psychologists, podiatrists, etc.
- Homecare and nursing.
- Durable medical equipment (e.g. diabetic medical supplies).
- Hearing aids.
- Ambulance services.
- Accidental death and dismemberment.
- for full coverage details click here -
Association Plan
This is an individual health and dental plan designed for associations and
small businesses.
- There are 4 levels of coverage available: Base, Bronze, Silver and Gold.
- All coverage levels have dental beneifts.
- Prescription drug coverage is optional (for each coverage level).
- The Base plan is guaranteed issue,no medical questions asked.
- The Bronze, Silver and Gold plans are underwritten (involve medical questions).
- Core benefits include coverage for:
- Vision care (glasses, lenses, eye exams, etc.).
- Paramedical coverage for physiotherapy, registered massage therapy, naturopaths, psychologists, podiatrists, etc.
- Homecare and nursing.
- Durable medical equipment (e.g. diabetic medical supplies).
- Hearing aids.
- Ambulance services.
- Accidental death and dismemberment.
- for full coverage details click here -
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